Call reports 2013
FIRST CENTURY BANK — 2013
What FIRST CENTURY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 252,490,000 | 248,832,000 | 245,284,000 | 242,620,000 |
| Total loans | 163,946,000 | 167,883,000 | 168,094,000 | 160,930,000 |
| Allowance for loan losses | 4,579,000 | 4,448,000 | 3,542,000 | 3,289,000 |
| Securities available for sale | 35,921,000 | 40,254,000 | 40,639,000 | 38,074,000 |
| Securities held to maturity | 100,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,795,000 | 214,736,000 | 210,346,000 | 208,616,000 |
| Interest-bearing deposits | 173,355,000 | 169,040,000 | 167,049,000 | 163,651,000 |
| Noninterest-bearing deposits | 45,440,000 | 45,696,000 | 43,297,000 | 44,965,000 |
| Equity capital | 28,249,000 | 28,389,000 | 28,253,000 | 28,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,712,000 | 5,270,000 | 7,923,000 | 10,378,000 |
| Interest expense | 304,000 | 543,000 | 778,000 | 992,000 |
| Net interest income | 2,408,000 | 4,727,000 | 7,145,000 | 9,386,000 |
| Noninterest income | 687,000 | 1,281,000 | 1,811,000 | 2,374,000 |
| Noninterest expense | 2,380,000 | 4,803,000 | 7,388,000 | 10,245,000 |
| Provision for loan losses | 171,000 | 171,000 | 171,000 | 171,000 |
| Pretax income | 912,000 | 1,432,000 | 1,795,000 | 1,742,000 |
| Income tax | 275,000 | 510,000 | 629,000 | 473,000 |
| Net income | 637,000 | 922,000 | 1,166,000 | 1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,918,000 | 25,463,000 | 25,736,000 | 25,870,000 |
| Total capital | 27,077,000 | 27,665,000 | 27,931,000 | 27,972,000 |
| Risk-weighted assets | 170,305,000 | 173,915,000 | 174,246,000 | 166,941,000 |