Call reports 2012
FIRST CENTURY BANK — 2012
What FIRST CENTURY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 260,622,000 | 259,067,000 | 254,560,000 | 254,462,000 |
| Total loans | 155,165,000 | 160,186,000 | 166,169,000 | 167,747,000 |
| Allowance for loan losses | 5,425,000 | 5,421,000 | 4,991,000 | 4,716,000 |
| Securities available for sale | 68,775,000 | 61,096,000 | 52,957,000 | 51,703,000 |
| Securities held to maturity | 260,000 | 160,000 | 160,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,922,000 | 223,938,000 | 220,023,000 | 219,916,000 |
| Interest-bearing deposits | 185,862,000 | 182,651,000 | 179,761,000 | 177,340,000 |
| Noninterest-bearing deposits | 41,060,000 | 41,287,000 | 40,262,000 | 42,576,000 |
| Equity capital | 26,523,000 | 27,162,000 | 27,828,000 | 28,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,174,000 | 5,928,000 | 8,965,000 | 11,862,000 |
| Interest expense | 471,000 | 908,000 | 1,329,000 | 1,706,000 |
| Net interest income | 2,703,000 | 5,020,000 | 7,636,000 | 10,156,000 |
| Noninterest income | 650,000 | 1,378,000 | 1,998,000 | 2,531,000 |
| Noninterest expense | 2,310,000 | 4,523,000 | 6,857,000 | 9,498,000 |
| Provision for loan losses | 120,000 | 160,000 | 260,000 | 700,000 |
| Pretax income | 920,000 | 1,712,000 | 2,521,000 | 2,521,000 |
| Income tax | 315,000 | 585,000 | 849,000 | 649,000 |
| Net income | 605,000 | 1,127,000 | 1,672,000 | 1,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,205,000 | 23,212,000 | 23,764,000 | 23,903,000 |
| Total capital | 24,341,000 | 25,384,000 | 25,978,000 | 26,142,000 |
| Risk-weighted assets | 167,570,000 | 170,549,000 | 174,337,000 | 176,637,000 |