Call reports 2011
FIRST CENTURY BANK — 2011
What FIRST CENTURY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 262,883,000 | 260,421,000 | 256,843,000 | 255,445,000 |
| Total loans | 157,620,000 | 158,426,000 | 156,159,000 | 153,999,000 |
| Allowance for loan losses | 4,503,000 | 3,267,000 | 4,841,000 | 5,368,000 |
| Securities available for sale | 68,022,000 | 60,136,000 | 61,658,000 | 67,572,000 |
| Securities held to maturity | 420,000 | 320,000 | 320,000 | 260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,862,000 | 226,799,000 | 224,160,000 | 222,136,000 |
| Interest-bearing deposits | 192,354,000 | 189,648,000 | 186,635,000 | 184,983,000 |
| Noninterest-bearing deposits | 37,508,000 | 37,151,000 | 37,525,000 | 37,152,000 |
| Equity capital | 26,708,000 | 26,985,000 | 26,042,000 | 26,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,986,000 | 6,016,000 | 8,921,000 | 11,947,000 |
| Interest expense | 690,000 | 1,319,000 | 1,886,000 | 2,395,000 |
| Net interest income | 2,296,000 | 4,697,000 | 7,035,000 | 9,552,000 |
| Noninterest income | 763,000 | 1,282,000 | 1,315,000 | 1,352,000 |
| Noninterest expense | 2,280,000 | 4,767,000 | 6,939,000 | 9,385,000 |
| Provision for loan losses | 150,000 | 500,000 | 2,466,000 | 2,892,000 |
| Pretax income | 614,000 | 694,000 | -1,073,000 | -1,391,000 |
| Income tax | 200,000 | 150,000 | -492,000 | -829,000 |
| Net income | 414,000 | 544,000 | -581,000 | -562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,587,000 | 23,601,000 | 22,115,000 | 21,664,000 |
| Total capital | 25,773,000 | 25,776,000 | 24,216,000 | 23,771,000 |
| Risk-weighted assets | 172,539,000 | 172,883,000 | 165,356,000 | 165,324,000 |