Call reports 2010
FIRST CENTURY BANK — 2010
What FIRST CENTURY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 280,851,000 | 290,148,000 | 267,581,000 | 257,427,000 |
| Total loans | 175,618,000 | 176,176,000 | 169,968,000 | 162,329,000 |
| Allowance for loan losses | 4,394,000 | 4,106,000 | 5,113,000 | 6,081,000 |
| Securities available for sale | 42,201,000 | 44,282,000 | 47,469,000 | 44,112,000 |
| Securities held to maturity | 1,255,000 | 675,000 | 520,000 | 520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,598,000 | 254,537,000 | 232,135,000 | 224,575,000 |
| Interest-bearing deposits | 209,559,000 | 219,121,000 | 198,028,000 | 187,666,000 |
| Noninterest-bearing deposits | 36,039,000 | 35,416,000 | 34,107,000 | 36,909,000 |
| Equity capital | 29,084,000 | 29,368,000 | 29,119,000 | 26,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,301,000 | 6,588,000 | 9,886,000 | 13,044,000 |
| Interest expense | 951,000 | 1,941,000 | 2,864,000 | 3,678,000 |
| Net interest income | 2,350,000 | 4,647,000 | 7,022,000 | 9,366,000 |
| Noninterest income | 480,000 | 1,050,000 | 1,680,000 | 1,306,000 |
| Noninterest expense | 2,440,000 | 4,675,000 | 7,210,000 | 10,281,000 |
| Provision for loan losses | 100,000 | 360,000 | 1,533,000 | 4,485,000 |
| Pretax income | 290,000 | 662,000 | -41,000 | -4,094,000 |
| Income tax | 36,000 | 176,000 | -89,000 | -1,722,000 |
| Net income | 254,000 | 486,000 | 48,000 | -2,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,655,000 | 28,622,000 | 26,905,000 | 23,261,000 |
| Total capital | 29,050,000 | 31,037,000 | 29,267,000 | 25,532,000 |
| Risk-weighted assets | 189,608,000 | 191,538,000 | 186,175,000 | 177,887,000 |