Call reports 2009
FIRST CENTURY BANK — 2009
What FIRST CENTURY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 266,058,000 | 257,207,000 | 265,280,000 | 265,085,000 |
| Total loans | 172,184,000 | 180,720,000 | 186,434,000 | 176,131,000 |
| Allowance for loan losses | 4,262,000 | 4,857,000 | 4,429,000 | 4,948,000 |
| Securities available for sale | 53,727,000 | 45,317,000 | 39,339,000 | 37,250,000 |
| Securities held to maturity | 1,840,000 | 1,400,000 | 1,400,000 | 1,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,527,000 | 227,713,000 | 230,311,000 | 229,882,000 |
| Interest-bearing deposits | 200,141,000 | 192,233,000 | 196,915,000 | 195,870,000 |
| Noninterest-bearing deposits | 36,386,000 | 35,480,000 | 33,396,000 | 34,012,000 |
| Equity capital | 28,447,000 | 28,225,000 | 28,790,000 | 28,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,359,000 | 6,889,000 | 10,412,000 | 13,885,000 |
| Interest expense | 1,281,000 | 2,405,000 | 3,471,000 | 4,538,000 |
| Net interest income | 2,078,000 | 4,484,000 | 6,941,000 | 9,347,000 |
| Noninterest income | 771,000 | 1,433,000 | 2,043,000 | 2,502,000 |
| Noninterest expense | 2,522,000 | 5,116,000 | 7,558,000 | 10,071,000 |
| Provision for loan losses | 75,000 | 810,000 | 1,135,000 | 1,675,000 |
| Pretax income | 252,000 | -9,000 | 291,000 | 103,000 |
| Income tax | 28,000 | 120,000 | 9,000 | -208,000 |
| Net income | 224,000 | -129,000 | 282,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,050,000 | 26,672,000 | 27,083,000 | 26,401,000 |
| Total capital | 30,382,000 | 28,992,000 | 29,497,000 | 28,759,000 |
| Risk-weighted assets | 184,591,000 | 185,890,000 | 191,069,000 | 186,015,000 |