Call reports 2006
FIRST CENTURY BANK — 2006
What FIRST CENTURY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 288,177,000 | 296,352,000 | 281,523,000 | 291,130,000 |
| Total loans | 154,420,000 | 151,601,000 | 166,589,000 | 170,823,000 |
| Allowance for loan losses | 1,627,000 | 1,674,000 | 2,437,000 | 1,376,000 |
| Securities available for sale | 87,020,000 | 91,739,000 | 83,079,000 | 81,712,000 |
| Securities held to maturity | 5,468,000 | 5,228,000 | 5,227,000 | 5,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,002,000 | 268,125,000 | 253,252,000 | 262,004,000 |
| Interest-bearing deposits | 220,885,000 | 223,181,000 | 217,020,000 | 227,769,000 |
| Noninterest-bearing deposits | 39,117,000 | 44,944,000 | 36,232,000 | 34,235,000 |
| Equity capital | 27,489,000 | 27,221,000 | 27,516,000 | 27,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,920,000 | 7,929,000 | 12,117,000 | 16,676,000 |
| Interest expense | 1,472,000 | 3,114,000 | 4,865,000 | 6,771,000 |
| Net interest income | 2,448,000 | 4,815,000 | 7,252,000 | 9,905,000 |
| Noninterest income | 629,000 | 1,212,000 | 1,805,000 | 2,377,000 |
| Noninterest expense | 2,045,000 | 4,320,000 | 6,594,000 | 9,756,000 |
| Provision for loan losses | 160,000 | 310,000 | 1,050,000 | 1,239,000 |
| Pretax income | 872,000 | 1,397,000 | 1,393,000 | 1,267,000 |
| Income tax | 218,000 | 413,000 | 657,000 | 293,000 |
| Net income | 654,000 | 984,000 | 736,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,709,000 | 28,728,000 | 28,480,000 | 28,314,000 |
| Total capital | 30,336,000 | 30,402,000 | 30,711,000 | 29,690,000 |
| Risk-weighted assets | 170,313,000 | 167,911,000 | 178,238,000 | 186,396,000 |