Call reports 2003
FIRST CENTURY BANK — 2003
What FIRST CENTURY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 276,603,000 | 272,781,000 | 272,218,000 | 276,926,000 |
| Total loans | 158,216,000 | 157,243,000 | 153,625,000 | 159,507,000 |
| Allowance for loan losses | 1,928,000 | 2,049,000 | 2,271,000 | 2,328,000 |
| Securities available for sale | 68,708,000 | 66,576,000 | 74,785,000 | 73,655,000 |
| Securities held to maturity | 17,687,000 | 14,578,000 | 13,381,000 | 9,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,854,000 | 245,216,000 | 246,995,000 | 251,600,000 |
| Interest-bearing deposits | 220,744,000 | 214,750,000 | 217,157,000 | 220,321,000 |
| Noninterest-bearing deposits | 29,110,000 | 30,466,000 | 29,838,000 | 31,279,000 |
| Equity capital | 24,036,000 | 24,698,000 | 24,551,000 | 24,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,079,000 | 8,084,000 | 12,036,000 | 15,818,000 |
| Interest expense | 1,509,000 | 2,993,000 | 4,313,000 | 5,544,000 |
| Net interest income | 2,570,000 | 5,091,000 | 7,723,000 | 10,274,000 |
| Noninterest income | 510,000 | 1,136,000 | 1,770,000 | 2,497,000 |
| Noninterest expense | 1,782,000 | 3,583,000 | 5,535,000 | 7,769,000 |
| Provision for loan losses | 49,000 | 204,000 | 512,000 | 1,287,000 |
| Pretax income | 1,256,000 | 2,468,000 | 3,507,000 | 3,998,000 |
| Income tax | 392,000 | 843,000 | 1,196,000 | 1,257,000 |
| Net income | 864,000 | 1,625,000 | 2,311,000 | 2,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,230,000 | 23,741,000 | 24,428,000 | 24,608,000 |
| Total capital | 25,158,000 | 25,790,000 | 26,521,000 | 26,773,000 |
| Risk-weighted assets | 170,905,000 | 169,932,000 | 167,254,000 | 173,016,000 |