Call reports 2002
FIRST CENTURY BANK — 2002
What FIRST CENTURY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 250,012,000 | 248,155,000 | 250,304,000 | 263,792,000 |
| Total loans | 153,306,000 | 158,226,000 | 158,107,000 | 156,834,000 |
| Allowance for loan losses | 2,014,000 | 2,109,000 | 1,930,000 | 1,936,000 |
| Securities available for sale | 50,286,000 | 47,817,000 | 44,509,000 | 55,383,000 |
| Securities held to maturity | 23,409,000 | 21,126,000 | 20,835,000 | 18,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,448,000 | 223,907,000 | 224,878,000 | 237,556,000 |
| Interest-bearing deposits | 199,482,000 | 195,251,000 | 197,814,000 | 210,187,000 |
| Noninterest-bearing deposits | 26,966,000 | 28,656,000 | 27,063,000 | 27,369,000 |
| Equity capital | 20,532,000 | 21,635,000 | 22,811,000 | 23,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,213,000 | 8,454,000 | 12,619,000 | 16,858,000 |
| Interest expense | 1,727,000 | 3,323,000 | 4,835,000 | 6,345,000 |
| Net interest income | 2,486,000 | 5,131,000 | 7,784,000 | 10,513,000 |
| Noninterest income | 507,000 | 1,035,000 | 1,580,000 | 2,119,000 |
| Noninterest expense | 1,760,000 | 3,342,000 | 5,195,000 | 7,369,000 |
| Provision for loan losses | 134,000 | 265,000 | 437,000 | 503,000 |
| Pretax income | 1,099,000 | 2,681,000 | 3,951,000 | 4,979,000 |
| Income tax | 357,000 | 941,000 | 1,366,000 | 1,740,000 |
| Net income | 742,000 | 1,740,000 | 2,585,000 | 3,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,370,000 | 21,118,000 | 21,963,000 | 22,366,000 |
| Total capital | 22,315,000 | 23,093,000 | 23,893,000 | 24,302,000 |
| Risk-weighted assets | 155,515,000 | 158,176,000 | 159,960,000 | 163,447,000 |