Call reports 2001
FIRST CENTURY BANK — 2001
What FIRST CENTURY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 227,641,000 | 228,079,000 | 235,896,000 | 240,631,000 |
| Total loans | 138,732,000 | 142,195,000 | 148,406,000 | 150,832,000 |
| Allowance for loan losses | 1,603,000 | 1,650,000 | 1,677,000 | 1,887,000 |
| Securities available for sale | 32,082,000 | 38,461,000 | 42,467,000 | 42,105,000 |
| Securities held to maturity | 29,647,000 | 27,113,000 | 27,445,000 | 26,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,001,000 | 207,372,000 | 213,132,000 | 217,512,000 |
| Interest-bearing deposits | 183,318,000 | 182,199,000 | 189,257,000 | 190,189,000 |
| Noninterest-bearing deposits | 23,683,000 | 25,173,000 | 23,875,000 | 27,323,000 |
| Equity capital | 18,470,000 | 18,898,000 | 19,902,000 | 19,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,321,000 | 8,774,000 | 13,198,000 | 17,692,000 |
| Interest expense | 2,404,000 | 4,807,000 | 7,136,000 | 9,179,000 |
| Net interest income | 1,917,000 | 3,967,000 | 6,062,000 | 8,513,000 |
| Noninterest income | 476,000 | 1,044,000 | 1,596,000 | 2,078,000 |
| Noninterest expense | 1,603,000 | 3,202,000 | 4,837,000 | 6,592,000 |
| Provision for loan losses | 112,000 | 182,000 | 274,000 | 503,000 |
| Pretax income | 678,000 | 1,628,000 | 2,575,000 | 3,600,000 |
| Income tax | 211,000 | 546,000 | 853,000 | 1,201,000 |
| Net income | 467,000 | 1,082,000 | 1,722,000 | 2,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,137,000 | 18,554,000 | 19,197,000 | 19,628,000 |
| Total capital | 19,740,000 | 20,204,000 | 20,874,000 | 21,515,000 |
| Risk-weighted assets | 138,783,000 | 141,669,000 | 148,217,000 | 151,338,000 |