Call reports 2001
ROCK COMMUNITY BANK — 2001
What ROCK COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,358,000 | 29,467,000 | 30,122,000 | 31,699,000 |
| Total loans | 15,794,000 | 18,079,000 | 20,030,000 | 21,830,000 |
| Allowance for loan losses | 197,000 | 220,000 | 257,000 | 277,000 |
| Securities available for sale | 6,317,000 | 4,243,000 | 7,604,000 | 6,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,430,000 | 24,539,000 | 23,971,000 | 24,545,000 |
| Interest-bearing deposits | 14,938,000 | 19,424,000 | 18,399,000 | 18,504,000 |
| Noninterest-bearing deposits | 3,492,000 | 5,115,000 | 5,572,000 | 6,041,000 |
| Equity capital | 4,689,000 | 4,690,000 | 4,761,000 | 4,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 895,000 | 1,393,000 | 1,903,000 |
| Interest expense | 214,000 | 410,000 | 610,000 | 766,000 |
| Net interest income | 237,000 | 485,000 | 783,000 | 1,137,000 |
| Noninterest income | 5,000 | 12,000 | 21,000 | 53,000 |
| Noninterest expense | 217,000 | 436,000 | 659,000 | 863,000 |
| Provision for loan losses | 20,000 | 43,000 | 80,000 | 143,000 |
| Pretax income | 17,000 | 39,000 | 86,000 | 205,000 |
| Income tax | 6,000 | 13,000 | 29,000 | 69,000 |
| Net income | 11,000 | 26,000 | 57,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,658,000 | 4,673,000 | 4,704,000 | 4,783,000 |
| Total capital | 4,849,000 | 4,893,000 | 4,961,000 | 5,047,000 |
| Risk-weighted assets | 15,299,000 | 18,491,000 | 20,682,000 | 21,110,000 |