Call reports 2012
BANCO POPULAR DE PUERTO RICO — 2012
What BANCO POPULAR DE PUERTO RICO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,621,000,000 | 27,304,000,000 | 27,267,000,000 | 27,204,000,000 |
| Total loans | 19,406,000,000 | 19,263,000,000 | 19,247,000,000 | 19,308,000,000 |
| Allowance for loan losses | 586,000,000 | 564,000,000 | 570,000,000 | 554,000,000 |
| Securities available for sale | 3,038,000,000 | 2,980,000,000 | 3,044,000,000 | 3,082,000,000 |
| Securities held to maturity | 122,000,000 | 122,000,000 | 121,000,000 | 142,000,000 |
| Trading assets | 310,000,000 | 320,000,000 | 154,000,000 | 232,000,000 |
| Total deposits | 20,803,000,000 | 21,057,000,000 | 20,147,000,000 | 20,774,000,000 |
| Interest-bearing deposits | 16,269,000,000 | 16,310,000,000 | 15,584,000,000 | 15,871,000,000 |
| Noninterest-bearing deposits | 4,534,000,000 | 4,747,000,000 | 4,563,000,000 | 4,903,000,000 |
| Equity capital | 2,679,000,000 | 2,742,000,000 | 2,798,000,000 | 2,810,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 339,000,000 | 683,000,000 | 1,023,000,000 | 1,370,000,000 |
| Interest expense | 51,000,000 | 98,000,000 | 139,000,000 | 178,000,000 |
| Net interest income | 288,000,000 | 585,000,000 | 884,000,000 | 1,192,000,000 |
| Noninterest income | 84,000,000 | 140,000,000 | 230,000,000 | 292,000,000 |
| Noninterest expense | 218,000,000 | 475,000,000 | 699,000,000 | 930,000,000 |
| Provision for loan losses | 86,000,000 | 190,000,000 | 282,000,000 | 357,000,000 |
| Pretax income | 68,000,000 | 60,000,000 | 133,000,000 | 197,000,000 |
| Income tax | 13,000,000 | -66,000,000 | -54,000,000 | -40,000,000 |
| Net income | 55,000,000 | 126,000,000 | 187,000,000 | 237,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,227,000,000 | 2,168,000,000 | 2,257,000,000 | 2,288,000,000 |
| Total capital | 2,641,000,000 | 2,583,000,000 | 2,672,000,000 | 2,699,000,000 |
| Risk-weighted assets | 17,920,100,000 | 17,992,000,000 | 17,954,700,000 | 17,695,300,000 |