Call reports 2009
BANCO POPULAR DE PUERTO RICO — 2009
What BANCO POPULAR DE PUERTO RICO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 24,321,000,000 | 23,872,000,000 | 23,490,000,000 | 23,271,000,000 |
| Total loans | 15,856,000,000 | 15,486,000,000 | 15,456,000,000 | 15,118,000,000 |
| Allowance for loan losses | 607,000,000 | 650,000,000 | 663,000,000 | 656,000,000 |
| Securities available for sale | 4,891,000,000 | 5,549,000,000 | 5,581,000,000 | 5,404,000,000 |
| Securities held to maturity | 286,000,000 | 286,000,000 | 181,000,000 | 181,000,000 |
| Trading assets | 608,000,000 | 372,000,000 | 353,000,000 | 379,000,000 |
| Total deposits | 17,790,000,000 | 17,842,000,000 | 17,471,000,000 | 17,545,000,000 |
| Interest-bearing deposits | 14,338,000,000 | 14,281,000,000 | 14,006,000,000 | 13,835,000,000 |
| Noninterest-bearing deposits | 3,452,000,000 | 3,561,000,000 | 3,465,000,000 | 3,710,000,000 |
| Equity capital | 1,976,000,000 | 1,944,000,000 | 1,980,000,000 | 1,913,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 328,000,000 | 644,000,000 | 954,000,000 | 1,255,000,000 |
| Interest expense | 115,000,000 | 216,000,000 | 310,000,000 | 396,000,000 |
| Net interest income | 213,000,000 | 428,000,000 | 644,000,000 | 859,000,000 |
| Noninterest income | 114,000,000 | 234,000,000 | 345,000,000 | 452,000,000 |
| Noninterest expense | 197,000,000 | 404,000,000 | 605,000,000 | 809,000,000 |
| Provision for loan losses | 151,000,000 | 333,000,000 | 486,000,000 | 624,000,000 |
| Pretax income | 162,000,000 | 152,000,000 | 125,000,000 | 105,000,000 |
| Income tax | -8,000,000 | -13,000,000 | -18,000,000 | -20,000,000 |
| Net income | 170,000,000 | 165,000,000 | 143,000,000 | 125,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,691,000,000 | 1,677,000,000 | 1,634,000,000 | 1,576,000,000 |
| Total capital | 2,361,000,000 | 2,343,000,000 | 2,298,000,000 | 2,234,000,000 |
| Risk-weighted assets | 18,833,600,000 | 18,495,700,000 | 18,278,900,000 | 17,792,700,000 |