Call reports 2008
BANCO POPULAR DE PUERTO RICO — 2008
What BANCO POPULAR DE PUERTO RICO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 26,137,000,000 | 26,101,000,000 | 25,937,000,000 | 25,522,000,000 |
| Total loans | 16,578,000,000 | 16,226,000,000 | 16,238,000,000 | 16,013,000,000 |
| Allowance for loan losses | 420,000,000 | 457,000,000 | 482,000,000 | 544,000,000 |
| Securities available for sale | 6,313,000,000 | 6,402,000,000 | 6,314,000,000 | 6,552,000,000 |
| Securities held to maturity | 332,000,000 | 192,000,000 | 687,000,000 | 288,000,000 |
| Trading assets | 434,000,000 | 355,000,000 | 352,000,000 | 541,000,000 |
| Total deposits | 17,633,000,000 | 17,620,000,000 | 18,305,000,000 | 18,151,000,000 |
| Interest-bearing deposits | 14,389,000,000 | 14,092,000,000 | 15,170,000,000 | 14,678,000,000 |
| Noninterest-bearing deposits | 3,244,000,000 | 3,528,000,000 | 3,135,000,000 | 3,473,000,000 |
| Equity capital | 1,948,000,000 | 1,869,000,000 | 1,847,000,000 | 1,900,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 412,000,000 | 790,000,000 | 1,163,000,000 | 1,528,000,000 |
| Interest expense | 169,000,000 | 307,000,000 | 444,000,000 | 579,000,000 |
| Net interest income | 243,000,000 | 483,000,000 | 719,000,000 | 949,000,000 |
| Noninterest income | 116,000,000 | 250,000,000 | 356,000,000 | 477,000,000 |
| Noninterest expense | 192,000,000 | 393,000,000 | 585,000,000 | 777,000,000 |
| Provision for loan losses | 102,000,000 | 210,000,000 | 339,000,000 | 519,000,000 |
| Pretax income | 107,000,000 | 200,000,000 | 221,000,000 | 200,000,000 |
| Income tax | 17,000,000 | 30,000,000 | 23,000,000 | 0 |
| Net income | 90,000,000 | 170,000,000 | 198,000,000 | 200,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,597,000,000 | 1,608,000,000 | 1,598,000,000 | 1,518,000,000 |
| Total capital | 2,273,000,000 | 2,284,000,000 | 2,272,000,000 | 2,195,000,000 |
| Risk-weighted assets | 19,467,600,000 | 19,476,700,000 | 19,310,000,000 | 19,460,500,000 |