Call reports 2007
BANCO POPULAR DE PUERTO RICO — 2007
What BANCO POPULAR DE PUERTO RICO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 25,098,000,000 | 25,328,000,000 | 25,722,000,000 | 26,742,000,000 |
| Total loans | 15,648,000,000 | 15,872,000,000 | 16,237,000,000 | 16,559,000,000 |
| Allowance for loan losses | 324,000,000 | 339,000,000 | 356,000,000 | 377,000,000 |
| Securities available for sale | 7,294,000,000 | 7,069,000,000 | 7,014,000,000 | 6,947,000,000 |
| Securities held to maturity | 82,000,000 | 182,000,000 | 78,000,000 | 283,000,000 |
| Trading assets | 431,000,000 | 468,000,000 | 543,000,000 | 651,000,000 |
| Total deposits | 14,715,000,000 | 15,269,000,000 | 16,302,000,000 | 18,499,000,000 |
| Interest-bearing deposits | 11,546,000,000 | 11,990,000,000 | 13,312,000,000 | 15,023,000,000 |
| Noninterest-bearing deposits | 3,169,000,000 | 3,279,000,000 | 2,990,000,000 | 3,476,000,000 |
| Equity capital | 1,760,000,000 | 1,731,000,000 | 1,859,000,000 | 1,818,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 418,000,000 | 844,000,000 | 1,280,000,000 | 1,721,000,000 |
| Interest expense | 188,000,000 | 379,000,000 | 576,000,000 | 771,000,000 |
| Net interest income | 230,000,000 | 465,000,000 | 704,000,000 | 950,000,000 |
| Noninterest income | 103,000,000 | 206,000,000 | 305,000,000 | 414,000,000 |
| Noninterest expense | 179,000,000 | 364,000,000 | 539,000,000 | 731,000,000 |
| Provision for loan losses | 47,000,000 | 110,000,000 | 176,000,000 | 244,000,000 |
| Pretax income | 107,000,000 | 203,000,000 | 300,000,000 | 395,000,000 |
| Income tax | 27,000,000 | 51,000,000 | 76,000,000 | 98,000,000 |
| Net income | 80,000,000 | 152,000,000 | 224,000,000 | 297,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,742,000,000 | 1,765,000,000 | 1,782,000,000 | 1,498,000,000 |
| Total capital | 2,406,000,000 | 2,433,000,000 | 2,454,000,000 | 2,173,000,000 |
| Risk-weighted assets | 18,606,900,000 | 18,874,500,000 | 19,188,800,000 | 19,488,400,000 |