Call reports 2006
BANCO POPULAR DE PUERTO RICO — 2006
What BANCO POPULAR DE PUERTO RICO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 26,124,000,000 | 25,760,000,000 | 24,610,000,000 | 25,020,000,000 |
| Total loans | 14,759,000,000 | 15,261,000,000 | 14,938,000,000 | 15,448,000,000 |
| Allowance for loan losses | 294,000,000 | 304,000,000 | 305,000,000 | 318,000,000 |
| Securities available for sale | 8,854,000,000 | 8,333,000,000 | 7,630,000,000 | 7,576,000,000 |
| Securities held to maturity | 327,000,000 | 202,000,000 | 83,000,000 | 83,000,000 |
| Trading assets | 364,000,000 | 235,000,000 | 230,000,000 | 185,000,000 |
| Total deposits | 14,753,000,000 | 14,732,000,000 | 14,060,000,000 | 14,491,000,000 |
| Interest-bearing deposits | 11,262,000,000 | 11,312,000,000 | 11,163,000,000 | 11,234,000,000 |
| Noninterest-bearing deposits | 3,491,000,000 | 3,420,000,000 | 2,897,000,000 | 3,257,000,000 |
| Equity capital | 1,578,000,000 | 1,554,000,000 | 1,701,000,000 | 1,691,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 394,000,000 | 803,000,000 | 1,221,000,000 | 1,637,000,000 |
| Interest expense | 170,000,000 | 353,000,000 | 545,000,000 | 731,000,000 |
| Net interest income | 224,000,000 | 450,000,000 | 676,000,000 | 906,000,000 |
| Noninterest income | 100,000,000 | 186,000,000 | 260,000,000 | 357,000,000 |
| Noninterest expense | 177,000,000 | 354,000,000 | 527,000,000 | 702,000,000 |
| Provision for loan losses | 24,000,000 | 57,000,000 | 90,000,000 | 141,000,000 |
| Pretax income | 123,000,000 | 225,000,000 | 327,000,000 | 428,000,000 |
| Income tax | 33,000,000 | 52,000,000 | 75,000,000 | 105,000,000 |
| Net income | 90,000,000 | 173,000,000 | 252,000,000 | 323,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,666,000,000 | 1,711,000,000 | 1,714,000,000 | 1,701,000,000 |
| Total capital | 2,313,000,000 | 2,364,000,000 | 2,369,000,000 | 2,362,000,000 |
| Risk-weighted assets | 17,308,400,000 | 17,736,500,000 | 17,870,200,000 | 18,441,700,000 |