Call reports 2005
BANCO POPULAR DE PUERTO RICO — 2005
What BANCO POPULAR DE PUERTO RICO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 23,945,000,000 | 25,099,000,000 | 25,391,000,000 | 25,691,000,000 |
| Total loans | 13,356,000,000 | 13,549,000,000 | 14,088,000,000 | 14,730,000,000 |
| Allowance for loan losses | 284,000,000 | 290,000,000 | 291,000,000 | 290,000,000 |
| Securities available for sale | 8,855,000,000 | 9,304,000,000 | 8,984,000,000 | 8,974,000,000 |
| Securities held to maturity | 124,000,000 | 122,000,000 | 284,000,000 | 108,000,000 |
| Trading assets | 195,000,000 | 284,000,000 | 394,000,000 | 338,000,000 |
| Total deposits | 13,740,000,000 | 14,608,000,000 | 14,001,000,000 | 14,088,000,000 |
| Interest-bearing deposits | 10,428,000,000 | 10,592,000,000 | 11,186,000,000 | 11,063,000,000 |
| Noninterest-bearing deposits | 3,312,000,000 | 4,016,000,000 | 2,815,000,000 | 3,025,000,000 |
| Equity capital | 1,474,000,000 | 1,637,000,000 | 1,575,000,000 | 1,597,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 329,000,000 | 675,000,000 | 1,037,000,000 | 1,423,000,000 |
| Interest expense | 114,000,000 | 236,000,000 | 376,000,000 | 537,000,000 |
| Net interest income | 215,000,000 | 439,000,000 | 661,000,000 | 886,000,000 |
| Noninterest income | 80,000,000 | 188,000,000 | 273,000,000 | 368,000,000 |
| Noninterest expense | 170,000,000 | 350,000,000 | 526,000,000 | 709,000,000 |
| Provision for loan losses | 25,000,000 | 49,000,000 | 75,000,000 | 99,000,000 |
| Pretax income | 101,000,000 | 231,000,000 | 337,000,000 | 451,000,000 |
| Income tax | 20,000,000 | 46,000,000 | 66,000,000 | 86,000,000 |
| Net income | 83,000,000 | 187,000,000 | 273,000,000 | 367,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,453,000,000 | 1,519,000,000 | 1,557,000,000 | 1,611,000,000 |
| Total capital | 2,070,000,000 | 2,147,000,000 | 2,190,000,000 | 2,249,000,000 |
| Risk-weighted assets | 14,857,300,000 | 15,734,000,000 | 16,152,900,000 | 16,553,900,000 |