Call reports 2004
BANCO POPULAR DE PUERTO RICO — 2004
What BANCO POPULAR DE PUERTO RICO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 22,775,000,000 | 22,812,000,000 | 23,224,000,000 | 23,802,000,000 |
| Total loans | 11,724,000,000 | 12,093,000,000 | 12,560,000,000 | 13,275,000,000 |
| Allowance for loan losses | 271,000,000 | 276,000,000 | 278,000,000 | 275,000,000 |
| Securities available for sale | 9,008,000,000 | 8,896,000,000 | 9,175,000,000 | 8,946,000,000 |
| Securities held to maturity | 217,000,000 | 254,000,000 | 128,000,000 | 163,000,000 |
| Trading assets | 402,000,000 | 98,000,000 | 111,000,000 | 174,000,000 |
| Total deposits | 13,256,000,000 | 13,577,000,000 | 13,431,000,000 | 13,488,000,000 |
| Interest-bearing deposits | 10,102,000,000 | 10,201,000,000 | 10,176,000,000 | 10,135,000,000 |
| Noninterest-bearing deposits | 3,154,000,000 | 3,376,000,000 | 3,255,000,000 | 3,353,000,000 |
| Equity capital | 1,998,000,000 | 1,758,000,000 | 1,931,000,000 | 1,524,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 294,000,000 | 589,000,000 | 894,000,000 | 1,212,000,000 |
| Interest expense | 82,000,000 | 163,000,000 | 251,000,000 | 349,000,000 |
| Net interest income | 212,000,000 | 426,000,000 | 643,000,000 | 863,000,000 |
| Noninterest income | 66,000,000 | 158,000,000 | 238,000,000 | 320,000,000 |
| Noninterest expense | 154,000,000 | 324,000,000 | 494,000,000 | 663,000,000 |
| Provision for loan losses | 25,000,000 | 48,000,000 | 72,000,000 | 91,000,000 |
| Pretax income | 99,000,000 | 212,000,000 | 315,000,000 | 429,000,000 |
| Income tax | 15,000,000 | 33,000,000 | 50,000,000 | 71,000,000 |
| Net income | 84,000,000 | 179,000,000 | 265,000,000 | 358,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,751,000,000 | 1,752,000,000 | 1,796,000,000 | 1,398,000,000 |
| Total capital | 1,920,000,000 | 1,926,000,000 | 1,974,000,000 | 2,011,000,000 |
| Risk-weighted assets | 13,438,100,000 | 13,829,200,000 | 14,124,800,000 | 14,509,500,000 |