Call reports 2003
BANCO POPULAR DE PUERTO RICO — 2003
What BANCO POPULAR DE PUERTO RICO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 21,146,000,000 | 22,839,000,000 | 22,122,000,000 | 22,182,000,000 |
| Total loans | 10,662,000,000 | 10,805,000,000 | 10,954,000,000 | 11,329,000,000 |
| Allowance for loan losses | 263,000,000 | 270,000,000 | 268,000,000 | 270,000,000 |
| Securities available for sale | 9,039,000,000 | 10,175,000,000 | 9,348,000,000 | 8,983,000,000 |
| Securities held to maturity | 141,000,000 | 159,000,000 | 161,000,000 | 152,000,000 |
| Trading assets | 237,000,000 | 278,000,000 | 277,000,000 | 364,000,000 |
| Total deposits | 12,614,000,000 | 13,355,000,000 | 12,577,000,000 | 13,104,000,000 |
| Interest-bearing deposits | 9,834,000,000 | 9,816,000,000 | 9,702,000,000 | 10,055,000,000 |
| Noninterest-bearing deposits | 2,780,000,000 | 3,539,000,000 | 2,875,000,000 | 3,049,000,000 |
| Equity capital | 1,553,000,000 | 1,639,000,000 | 1,552,000,000 | 1,826,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 302,000,000 | 608,000,000 | 908,000,000 | 1,201,000,000 |
| Interest expense | 102,000,000 | 194,000,000 | 284,000,000 | 368,000,000 |
| Net interest income | 200,000,000 | 414,000,000 | 624,000,000 | 833,000,000 |
| Noninterest income | 71,000,000 | 136,000,000 | 201,000,000 | 266,000,000 |
| Noninterest expense | 148,000,000 | 313,000,000 | 478,000,000 | 632,000,000 |
| Provision for loan losses | 29,000,000 | 58,000,000 | 86,000,000 | 116,000,000 |
| Pretax income | 94,000,000 | 179,000,000 | 261,000,000 | 351,000,000 |
| Income tax | 18,000,000 | 31,000,000 | 43,000,000 | 54,000,000 |
| Net income | 76,000,000 | 148,000,000 | 218,000,000 | 297,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,303,000,000 | 1,324,000,000 | 1,351,000,000 | 1,698,000,000 |
| Total capital | 1,462,000,000 | 1,486,025,000 | 1,512,796,000 | 1,865,874,000 |
| Risk-weighted assets | 12,609,700,000 | 12,854,025,000 | 12,837,496,000 | 13,327,774,000 |