Call reports 2025
BANK OF COMMERCE — 2025
What BANK OF COMMERCE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 188,883,000 | 184,411,000 | 179,851,000 | 186,200,000 |
| Total loans | 124,417,000 | 124,120,000 | 123,104,000 | 133,850,000 |
| Allowance for loan losses | 2,163,000 | 2,065,000 | 2,090,000 | 2,088,000 |
| Securities available for sale | 28,516,000 | 30,289,000 | 27,147,000 | 26,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,576,000 | 157,733,000 | 151,605,000 | 158,720,000 |
| Interest-bearing deposits | 95,873,000 | 90,787,000 | 86,006,000 | 93,459,000 |
| Noninterest-bearing deposits | 66,703,000 | 66,946,000 | 65,599,000 | 65,261,000 |
| Equity capital | 21,975,000 | 23,101,000 | 24,450,000 | 23,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,934,000 | 6,042,000 | 9,038,000 | 12,122,000 |
| Interest expense | 268,000 | 536,000 | 738,000 | 966,000 |
| Net interest income | 2,666,000 | 5,506,000 | 8,300,000 | 11,156,000 |
| Noninterest income | 406,000 | 798,000 | 1,198,000 | 1,629,000 |
| Noninterest expense | 1,853,000 | 3,758,000 | 5,700,000 | 7,869,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,219,000 | 2,546,000 | 3,798,000 | 4,916,000 |
| Income tax | 251,000 | 528,000 | 793,000 | 1,004,000 |
| Net income | 968,000 | 2,018,000 | 3,005,000 | 3,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,964,000 | 25,014,000 | 25,999,000 | 24,907,000 |
| Total capital | 25,629,000 | 26,724,000 | 27,668,000 | 26,692,000 |
| Risk-weighted assets | 132,702,000 | 136,457,000 | 133,121,000 | 142,509,000 |