Call reports 2024
BANK OF COMMERCE — 2024
What BANK OF COMMERCE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 204,470,000 | 203,579,000 | 197,048,000 | 186,637,000 |
| Total loans | 123,452,000 | 121,739,000 | 123,189,000 | 122,876,000 |
| Allowance for loan losses | 2,201,000 | 2,271,000 | 2,235,000 | 2,190,000 |
| Securities available for sale | 37,383,000 | 36,222,000 | 30,899,000 | 28,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,953,000 | 178,581,000 | 170,389,000 | 161,865,000 |
| Interest-bearing deposits | 112,819,000 | 115,436,000 | 109,112,000 | 99,826,000 |
| Noninterest-bearing deposits | 67,134,000 | 63,145,000 | 61,277,000 | 62,039,000 |
| Equity capital | 20,059,000 | 21,287,000 | 22,739,000 | 20,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,966,000 | 6,045,000 | 9,076,000 | 12,095,000 |
| Interest expense | 394,000 | 851,000 | 1,317,000 | 1,718,000 |
| Net interest income | 2,572,000 | 5,194,000 | 7,759,000 | 10,377,000 |
| Noninterest income | 475,000 | 955,000 | 1,452,000 | 1,907,000 |
| Noninterest expense | 1,669,000 | 3,358,000 | 5,179,000 | 7,238,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,303,000 | 2,641,000 | 3,882,000 | 4,896,000 |
| Income tax | 317,000 | 663,000 | 951,000 | 1,168,000 |
| Net income | 986,000 | 1,978,000 | 2,931,000 | 3,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,754,000 | 23,745,000 | 24,697,000 | 22,995,000 |
| Total capital | 24,392,000 | 25,383,000 | 26,324,000 | 24,634,000 |
| Risk-weighted assets | 130,444,000 | 130,386,000 | 129,527,000 | 130,547,000 |