Call reports 2023
BANK OF COMMERCE — 2023
What BANK OF COMMERCE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 191,381,000 | 198,595,000 | 188,271,000 | 191,803,000 |
| Total loans | 128,349,000 | 129,042,000 | 127,940,000 | 129,163,000 |
| Allowance for loan losses | 1,836,000 | 2,055,000 | 2,161,000 | 2,170,000 |
| Securities available for sale | 43,464,000 | 45,422,000 | 36,947,000 | 37,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,619,000 | 177,153,000 | 165,461,000 | 168,294,000 |
| Interest-bearing deposits | 101,177,000 | 108,092,000 | 98,667,000 | 99,486,000 |
| Noninterest-bearing deposits | 67,442,000 | 69,061,000 | 66,794,000 | 68,808,000 |
| Equity capital | 19,027,000 | 18,091,000 | 18,895,000 | 19,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,423,000 | 5,043,000 | 7,698,000 | 10,523,000 |
| Interest expense | 159,000 | 337,000 | 521,000 | 736,000 |
| Net interest income | 2,264,000 | 4,706,000 | 7,177,000 | 9,787,000 |
| Noninterest income | 612,000 | 1,263,000 | 1,907,000 | 2,456,000 |
| Noninterest expense | 1,832,000 | 3,397,000 | 5,065,000 | 7,015,000 |
| Provision for loan losses | 125,000 | 350,000 | 425,000 | 500,000 |
| Pretax income | 919,000 | 2,222,000 | 3,594,000 | 4,728,000 |
| Income tax | 249,000 | 626,000 | 990,000 | 1,260,000 |
| Net income | 670,000 | 1,596,000 | 2,604,000 | 3,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,969,000 | 21,394,000 | 22,403,000 | 21,767,000 |
| Total capital | 23,695,000 | 23,185,000 | 24,102,000 | 23,484,000 |
| Risk-weighted assets | 137,936,000 | 143,016,000 | 135,492,000 | 136,910,000 |