Call reports 2022
BANK OF COMMERCE — 2022
What BANK OF COMMERCE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 203,711,000 | 203,422,000 | 198,374,000 | 195,641,000 |
| Total loans | 115,562,000 | 116,293,000 | 121,709,000 | 126,805,000 |
| Allowance for loan losses | 1,577,000 | 1,575,000 | 1,594,000 | 1,729,000 |
| Securities available for sale | 39,603,000 | 44,063,000 | 43,508,000 | 43,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,259,000 | 182,783,000 | 177,555,000 | 173,874,000 |
| Interest-bearing deposits | 118,908,000 | 114,979,000 | 106,176,000 | 106,063,000 |
| Noninterest-bearing deposits | 61,351,000 | 67,804,000 | 71,379,000 | 67,811,000 |
| Equity capital | 18,239,000 | 17,702,000 | 17,661,000 | 18,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,904,000 | 3,907,000 | 6,073,000 | 8,498,000 |
| Interest expense | 129,000 | 267,000 | 441,000 | 607,000 |
| Net interest income | 1,775,000 | 3,640,000 | 5,632,000 | 7,891,000 |
| Noninterest income | 397,000 | 857,000 | 1,320,000 | 1,869,000 |
| Noninterest expense | 1,506,000 | 3,094,000 | 4,731,000 | 6,500,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 170,000 |
| Pretax income | 666,000 | 1,403,000 | 2,176,000 | 3,090,000 |
| Income tax | 160,000 | 330,000 | 518,000 | 765,000 |
| Net income | 506,000 | 1,073,000 | 1,658,000 | 2,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,482,000 | 20,048,000 | 20,632,000 | 21,299,000 |
| Total capital | 21,059,000 | 21,623,000 | 22,226,000 | 23,028,000 |
| Risk-weighted assets | 128,456,000 | 131,489,000 | 135,855,000 | 141,591,000 |