Call reports 2021
BANK OF COMMERCE — 2021
What BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 197,673,000 | 195,737,000 | 194,297,000 | 198,188,000 |
| Total loans | 123,222,000 | 121,189,000 | 110,165,000 | 115,382,000 |
| Allowance for loan losses | 1,330,000 | 1,368,000 | 1,541,000 | 1,590,000 |
| Securities available for sale | 16,086,000 | 18,183,000 | 35,076,000 | 34,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,798,000 | 170,094,000 | 167,982,000 | 172,147,000 |
| Interest-bearing deposits | 108,384,000 | 107,840,000 | 106,638,000 | 108,394,000 |
| Noninterest-bearing deposits | 64,414,000 | 62,254,000 | 61,344,000 | 63,753,000 |
| Equity capital | 20,341,000 | 20,945,000 | 21,420,000 | 20,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,303,000 | 4,406,000 | 6,349,000 | 8,220,000 |
| Interest expense | 168,000 | 333,000 | 494,000 | 639,000 |
| Net interest income | 2,135,000 | 4,073,000 | 5,855,000 | 7,581,000 |
| Noninterest income | 379,000 | 769,000 | 1,156,000 | 1,608,000 |
| Noninterest expense | 1,431,000 | 2,910,000 | 4,392,000 | 6,172,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,008,000 | 1,782,000 | 2,394,000 | 2,717,000 |
| Income tax | 288,000 | 452,000 | 634,000 | 779,000 |
| Net income | 720,000 | 1,330,000 | 1,760,000 | 1,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,104,000 | 20,765,000 | 21,195,000 | 20,974,000 |
| Total capital | 21,434,000 | 22,133,000 | 22,687,000 | 22,518,000 |
| Risk-weighted assets | 115,928,000 | 119,727,000 | 119,296,000 | 123,598,000 |