Call reports 2020
BANK OF COMMERCE — 2020
What BANK OF COMMERCE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 153,369,000 | 181,899,000 | 182,968,000 | 195,781,000 |
| Total loans | 111,198,000 | 127,501,000 | 124,817,000 | 122,130,000 |
| Allowance for loan losses | 1,128,000 | 1,183,000 | 1,273,000 | 1,330,000 |
| Securities available for sale | 15,970,000 | 15,428,000 | 15,515,000 | 14,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,538,000 | 158,107,000 | 158,577,000 | 171,852,000 |
| Interest-bearing deposits | 84,934,000 | 97,639,000 | 99,610,000 | 111,759,000 |
| Noninterest-bearing deposits | 45,604,000 | 60,468,000 | 58,967,000 | 60,093,000 |
| Equity capital | 19,034,000 | 19,897,000 | 20,331,000 | 19,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,954,000 | 4,239,000 | 6,291,000 | 8,304,000 |
| Interest expense | 174,000 | 348,000 | 518,000 | 705,000 |
| Net interest income | 1,780,000 | 3,891,000 | 5,773,000 | 7,599,000 |
| Noninterest income | 343,000 | 489,000 | 795,000 | 1,113,000 |
| Noninterest expense | 1,538,000 | 3,136,000 | 4,694,000 | 6,150,000 |
| Provision for loan losses | 0 | 100,000 | 175,000 | 250,000 |
| Pretax income | 585,000 | 1,144,000 | 1,699,000 | 2,312,000 |
| Income tax | 118,000 | 291,000 | 438,000 | 590,000 |
| Net income | 467,000 | 853,000 | 1,261,000 | 1,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,181,000 | 19,567,000 | 19,975,000 | 19,436,000 |
| Total capital | 20,309,000 | 20,750,000 | 21,248,000 | 20,766,000 |
| Risk-weighted assets | 114,680,000 | 119,155,000 | 115,835,000 | 117,202,000 |