Call reports 2019
BANK OF COMMERCE — 2019
What BANK OF COMMERCE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 145,539,000 | 146,937,000 | 148,248,000 | 146,406,000 |
| Total loans | 102,323,000 | 100,823,000 | 99,440,000 | 107,134,000 |
| Allowance for loan losses | 1,118,000 | 1,166,000 | 1,142,000 | 1,147,000 |
| Securities available for sale | 19,094,000 | 18,266,000 | 17,726,000 | 17,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,534,000 | 126,181,000 | 128,422,000 | 123,879,000 |
| Interest-bearing deposits | 82,947,000 | 84,542,000 | 82,394,000 | 82,200,000 |
| Noninterest-bearing deposits | 42,587,000 | 41,639,000 | 46,028,000 | 41,679,000 |
| Equity capital | 18,826,000 | 19,479,000 | 18,477,000 | 18,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,815,000 | 3,639,000 | 5,523,000 | 7,494,000 |
| Interest expense | 80,000 | 236,000 | 390,000 | 573,000 |
| Net interest income | 1,735,000 | 3,403,000 | 5,133,000 | 6,921,000 |
| Noninterest income | 232,000 | 554,000 | 903,000 | 910,000 |
| Noninterest expense | 1,438,000 | 2,970,000 | 4,502,000 | 6,044,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 454,000 | 912,000 | 1,459,000 | 1,712,000 |
| Income tax | 0 | 0 | 111,000 | 112,000 |
| Net income | 454,000 | 912,000 | 1,348,000 | 1,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,068,000 | 19,526,000 | 18,462,000 | 18,714,000 |
| Total capital | 20,186,000 | 20,692,000 | 19,604,000 | 19,861,000 |
| Risk-weighted assets | 109,357,000 | 107,865,000 | 106,963,000 | 112,401,000 |