Call reports 2018
BANK OF COMMERCE — 2018
What BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 151,132,000 | 149,380,000 | 144,617,000 | 140,306,000 |
| Total loans | 94,178,000 | 96,254,000 | 100,020,000 | 103,874,000 |
| Allowance for loan losses | 1,121,000 | 1,183,000 | 1,191,000 | 1,120,000 |
| Securities available for sale | 22,671,000 | 21,867,000 | 20,034,000 | 20,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,443,000 | 130,064,000 | 124,957,000 | 120,645,000 |
| Interest-bearing deposits | 91,394,000 | 89,103,000 | 83,928,000 | 81,997,000 |
| Noninterest-bearing deposits | 41,049,000 | 40,961,000 | 41,029,000 | 38,648,000 |
| Equity capital | 17,648,000 | 18,180,000 | 18,557,000 | 18,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,612,000 | 3,350,000 | 5,101,000 | 6,916,000 |
| Interest expense | 87,000 | 174,000 | 261,000 | 343,000 |
| Net interest income | 1,525,000 | 3,176,000 | 4,840,000 | 6,573,000 |
| Noninterest income | 315,000 | 587,000 | 790,000 | 934,000 |
| Noninterest expense | 1,352,000 | 2,678,000 | 4,060,000 | 5,826,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 413,000 | 935,000 | 1,345,000 | 1,381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 413,000 | 935,000 | 1,345,000 | 1,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,146,000 | 18,668,000 | 19,078,000 | 19,114,000 |
| Total capital | 19,267,000 | 19,851,000 | 20,269,000 | 20,234,000 |
| Risk-weighted assets | 100,356,000 | 101,805,000 | 105,640,000 | 110,313,000 |