Call reports 2017
BANK OF COMMERCE — 2017
What BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 144,258,000 | 146,828,000 | 145,267,000 | 143,834,000 |
| Total loans | 98,737,000 | 102,221,000 | 92,460,000 | 96,755,000 |
| Allowance for loan losses | 1,288,000 | 1,973,000 | 1,045,000 | 1,063,000 |
| Securities available for sale | 27,535,000 | 25,660,000 | 25,194,000 | 23,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,357,000 | 128,085,000 | 126,410,000 | 124,907,000 |
| Interest-bearing deposits | 88,727,000 | 87,926,000 | 87,156,000 | 86,441,000 |
| Noninterest-bearing deposits | 36,630,000 | 40,159,000 | 39,254,000 | 38,466,000 |
| Equity capital | 17,874,000 | 17,723,000 | 17,831,000 | 17,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,171,000 | 4,840,000 | 6,434,000 |
| Interest expense | 90,000 | 177,000 | 263,000 | 348,000 |
| Net interest income | 1,508,000 | 2,994,000 | 4,577,000 | 6,086,000 |
| Noninterest income | 336,000 | 626,000 | 880,000 | 1,063,000 |
| Noninterest expense | 1,284,000 | 2,637,000 | 4,015,000 | 5,383,000 |
| Provision for loan losses | 75,000 | 800,000 | 1,175,000 | 1,225,000 |
| Pretax income | 485,000 | 183,000 | 267,000 | 541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 485,000 | 183,000 | 267,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,176,000 | 17,875,000 | 17,959,000 | 18,233,000 |
| Total capital | 19,464,000 | 19,250,000 | 19,004,000 | 19,296,000 |
| Risk-weighted assets | 108,479,000 | 109,429,000 | 100,569,000 | 103,697,000 |