Call reports 2014
BANK OF COMMERCE — 2014
What BANK OF COMMERCE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 151,709,000 | 156,438,000 | 151,959,000 | 152,122,000 |
| Total loans | 90,004,000 | 88,848,000 | 85,677,000 | 85,734,000 |
| Allowance for loan losses | 1,403,000 | 1,319,000 | 1,386,000 | 1,392,000 |
| Securities available for sale | 34,758,000 | 33,540,000 | 26,358,000 | 42,517,000 |
| Securities held to maturity | 970,000 | 660,000 | 625,000 | 625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,714,000 | 136,660,000 | 132,206,000 | 132,499,000 |
| Interest-bearing deposits | 97,455,000 | 97,493,000 | 96,955,000 | 96,063,000 |
| Noninterest-bearing deposits | 35,259,000 | 39,167,000 | 35,251,000 | 36,436,000 |
| Equity capital | 16,076,000 | 16,884,000 | 17,314,000 | 17,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,612,000 | 3,351,000 | 4,977,000 | 6,504,000 |
| Interest expense | 210,000 | 417,000 | 615,000 | 805,000 |
| Net interest income | 1,402,000 | 2,934,000 | 4,362,000 | 5,699,000 |
| Noninterest income | 283,000 | 581,000 | 934,000 | 1,351,000 |
| Noninterest expense | 1,213,000 | 2,461,000 | 3,756,000 | 5,018,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 404,000 | 916,000 | 1,334,000 | 1,755,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 404,000 | 916,000 | 1,334,000 | 1,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,777,000 | 17,169,000 | 17,587,000 | 17,508,000 |
| Total capital | 17,965,000 | 18,341,000 | 18,695,000 | 18,658,000 |
| Risk-weighted assets | 94,857,000 | 93,596,000 | 88,391,000 | 91,859,000 |