Call reports 2013
BANK OF COMMERCE — 2013
What BANK OF COMMERCE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 146,696,000 | 142,981,000 | 145,102,000 | 145,901,000 |
| Total loans | 87,741,000 | 85,847,000 | 87,664,000 | 87,498,000 |
| Allowance for loan losses | 1,843,000 | 1,268,000 | 1,260,000 | 1,331,000 |
| Securities available for sale | 36,797,000 | 42,684,000 | 39,040,000 | 37,898,000 |
| Securities held to maturity | 2,156,000 | 1,100,000 | 970,000 | 970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,699,000 | 124,178,000 | 126,075,000 | 126,429,000 |
| Interest-bearing deposits | 97,769,000 | 96,067,000 | 94,569,000 | 93,482,000 |
| Noninterest-bearing deposits | 28,930,000 | 28,111,000 | 31,506,000 | 32,947,000 |
| Equity capital | 16,804,000 | 15,714,000 | 15,974,000 | 16,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,588,000 | 3,170,000 | 4,830,000 | 6,522,000 |
| Interest expense | 239,000 | 474,000 | 701,000 | 919,000 |
| Net interest income | 1,349,000 | 2,696,000 | 4,129,000 | 5,603,000 |
| Noninterest income | 277,000 | 605,000 | 1,140,000 | 1,481,000 |
| Noninterest expense | 1,167,000 | 2,421,000 | 3,689,000 | 4,903,000 |
| Provision for loan losses | 75,000 | 523,000 | 598,000 | 673,000 |
| Pretax income | 384,000 | 357,000 | 982,000 | 1,508,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 384,000 | 357,000 | 982,000 | 1,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,504,000 | 16,421,000 | 17,047,000 | 17,573,000 |
| Total capital | 17,658,000 | 17,689,000 | 18,226,000 | 18,747,000 |
| Risk-weighted assets | 92,687,000 | 111,561,000 | 94,497,000 | 93,779,000 |