Call reports 2012
BANK OF COMMERCE — 2012
What BANK OF COMMERCE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 148,514,000 | 148,918,000 | 145,930,000 | 143,357,000 |
| Total loans | 89,713,000 | 90,305,000 | 88,018,000 | 90,447,000 |
| Allowance for loan losses | 1,941,000 | 1,949,000 | 2,005,000 | 2,003,000 |
| Securities available for sale | 36,780,000 | 37,082,000 | 35,627,000 | 36,688,000 |
| Securities held to maturity | 3,741,000 | 3,259,000 | 2,986,000 | 2,158,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,929,000 | 129,783,000 | 126,141,000 | 123,425,000 |
| Interest-bearing deposits | 104,304,000 | 103,316,000 | 100,373,000 | 97,018,000 |
| Noninterest-bearing deposits | 25,625,000 | 26,467,000 | 25,768,000 | 26,407,000 |
| Equity capital | 15,315,000 | 16,012,000 | 16,571,000 | 16,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,666,000 | 3,368,000 | 5,061,000 | 6,754,000 |
| Interest expense | 317,000 | 621,000 | 911,000 | 1,166,000 |
| Net interest income | 1,349,000 | 2,747,000 | 4,150,000 | 5,588,000 |
| Noninterest income | 384,000 | 647,000 | 831,000 | 1,098,000 |
| Noninterest expense | 1,244,000 | 2,467,000 | 3,639,000 | 4,857,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 414,000 | 777,000 | 1,173,000 | 1,614,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 414,000 | 777,000 | 1,173,000 | 1,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,161,000 | 15,471,000 | 15,815,000 | 16,174,000 |
| Total capital | 16,351,000 | 16,636,000 | 16,957,000 | 17,370,000 |
| Risk-weighted assets | 94,490,000 | 94,612,000 | 91,903,000 | 96,402,000 |