Call reports 2011
BANK OF COMMERCE — 2011
What BANK OF COMMERCE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 146,901,000 | 146,742,000 | 146,565,000 | 145,084,000 |
| Total loans | 102,581,000 | 99,706,000 | 95,007,000 | 90,544,000 |
| Allowance for loan losses | 2,176,000 | 2,040,000 | 2,004,000 | 1,950,000 |
| Securities available for sale | 8,006,000 | 9,154,000 | 15,999,000 | 29,107,000 |
| Securities held to maturity | 2,721,000 | 4,265,000 | 3,371,000 | 2,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,178,000 | 128,937,000 | 128,528,000 | 126,980,000 |
| Interest-bearing deposits | 107,818,000 | 106,178,000 | 104,559,000 | 101,879,000 |
| Noninterest-bearing deposits | 21,360,000 | 22,759,000 | 23,969,000 | 25,101,000 |
| Equity capital | 14,328,000 | 14,489,000 | 14,745,000 | 14,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,612,000 | 5,383,000 | 7,099,000 |
| Interest expense | 427,000 | 840,000 | 1,225,000 | 1,570,000 |
| Net interest income | 1,357,000 | 2,772,000 | 4,158,000 | 5,529,000 |
| Noninterest income | 880,000 | 1,192,000 | 1,540,000 | 1,894,000 |
| Noninterest expense | 1,533,000 | 3,070,000 | 4,541,000 | 6,023,000 |
| Provision for loan losses | 201,000 | 276,000 | 351,000 | 426,000 |
| Pretax income | 503,000 | 618,000 | 806,000 | 1,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 503,000 | 618,000 | 806,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,298,000 | 14,414,000 | 14,602,000 | 14,798,000 |
| Total capital | 15,582,000 | 15,672,000 | 15,909,000 | 15,979,000 |
| Risk-weighted assets | 101,817,000 | 99,879,000 | 103,874,000 | 93,699,000 |