Call reports 2010
BANK OF COMMERCE — 2010
What BANK OF COMMERCE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 145,552,000 | 147,745,000 | 143,258,000 | 143,604,000 |
| Total loans | 112,647,000 | 114,236,000 | 111,308,000 | 103,588,000 |
| Allowance for loan losses | 2,925,000 | 2,938,000 | 3,042,000 | 2,187,000 |
| Securities available for sale | 3,250,000 | 3,790,000 | 3,894,000 | 5,828,000 |
| Securities held to maturity | 5,774,000 | 5,692,000 | 3,107,000 | 2,721,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,213,000 | 130,249,000 | 125,507,000 | 126,396,000 |
| Interest-bearing deposits | 107,346,000 | 108,626,000 | 105,088,000 | 105,871,000 |
| Noninterest-bearing deposits | 20,867,000 | 21,623,000 | 20,419,000 | 20,525,000 |
| Equity capital | 13,790,000 | 14,011,000 | 14,287,000 | 13,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,892,000 | 3,848,000 | 5,812,000 | 7,735,000 |
| Interest expense | 521,000 | 1,020,000 | 1,508,000 | 1,965,000 |
| Net interest income | 1,371,000 | 2,828,000 | 4,304,000 | 5,770,000 |
| Noninterest income | 554,000 | 1,108,000 | 1,639,000 | 1,491,000 |
| Noninterest expense | 1,583,000 | 3,238,000 | 4,823,000 | 6,496,000 |
| Provision for loan losses | 260,000 | 410,000 | 560,000 | 678,000 |
| Pretax income | 82,000 | 288,000 | 560,000 | 87,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 288,000 | 560,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,790,000 | 13,996,000 | 14,268,000 | 13,795,000 |
| Total capital | 15,256,000 | 15,434,000 | 15,681,000 | 15,122,000 |
| Risk-weighted assets | 115,796,000 | 113,673,000 | 111,442,000 | 105,220,000 |