Call reports 2009
BANK OF COMMERCE — 2009
What BANK OF COMMERCE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 168,955,000 | 152,018,000 | 149,170,000 | 145,244,000 |
| Total loans | 122,446,000 | 127,669,000 | 122,832,000 | 117,887,000 |
| Allowance for loan losses | 1,900,000 | 1,900,000 | 1,900,000 | 2,729,000 |
| Securities available for sale | 12,890,000 | 2,012,000 | 3,009,000 | 3,004,000 |
| Securities held to maturity | 6,599,000 | 6,398,000 | 6,104,000 | 5,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,834,000 | 134,888,000 | 131,037,000 | 127,950,000 |
| Interest-bearing deposits | 129,055,000 | 111,099,000 | 107,686,000 | 105,628,000 |
| Noninterest-bearing deposits | 22,779,000 | 23,789,000 | 23,351,000 | 22,322,000 |
| Equity capital | 14,109,000 | 14,140,000 | 14,428,000 | 13,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,362,000 | 4,689,000 | 6,922,000 | 8,969,000 |
| Interest expense | 892,000 | 1,655,000 | 2,336,000 | 2,928,000 |
| Net interest income | 1,470,000 | 3,034,000 | 4,586,000 | 6,041,000 |
| Noninterest income | 550,000 | 1,104,000 | 1,730,000 | 2,090,000 |
| Noninterest expense | 1,591,000 | 3,220,000 | 4,859,000 | 6,468,000 |
| Provision for loan losses | 434,000 | 786,000 | 1,039,000 | 1,960,000 |
| Pretax income | -5,000 | 401,000 | 687,000 | -28,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,000 | 401,000 | 687,000 | -28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,731,000 | 14,138,000 | 14,422,000 | 13,708,000 |
| Total capital | 15,254,000 | 15,650,000 | 15,955,000 | 15,180,000 |
| Risk-weighted assets | 121,450,000 | 120,582,000 | 121,929,000 | 116,465,000 |