Call reports 2006
BANK OF COMMERCE — 2006
What BANK OF COMMERCE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 140,139,000 | 137,592,000 | 143,793,000 | 142,005,000 |
| Total loans | 106,611,000 | 109,869,000 | 112,509,000 | 114,956,000 |
| Allowance for loan losses | 883,000 | 963,000 | 1,031,000 | 906,000 |
| Securities available for sale | 2,626,000 | 2,619,000 | 4,091,000 | 3,424,000 |
| Securities held to maturity | 5,148,000 | 4,273,000 | 3,839,000 | 5,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,667,000 | 119,029,000 | 122,149,000 | 126,331,000 |
| Interest-bearing deposits | 100,980,000 | 99,400,000 | 101,081,000 | 104,959,000 |
| Noninterest-bearing deposits | 20,687,000 | 19,629,000 | 21,068,000 | 21,372,000 |
| Equity capital | 11,765,000 | 12,016,000 | 12,409,000 | 12,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,289,000 | 4,763,000 | 7,471,000 | 10,260,000 |
| Interest expense | 855,000 | 1,806,000 | 2,840,000 | 3,996,000 |
| Net interest income | 1,434,000 | 2,957,000 | 4,631,000 | 6,264,000 |
| Noninterest income | 409,000 | 846,000 | 1,391,000 | 1,904,000 |
| Noninterest expense | 1,159,000 | 2,445,000 | 3,821,000 | 5,469,000 |
| Provision for loan losses | 100,000 | 205,000 | 310,000 | 415,000 |
| Pretax income | 584,000 | 1,153,000 | 1,891,000 | 2,284,000 |
| Income tax | 219,000 | 436,000 | 710,000 | 858,000 |
| Net income | 365,000 | 717,000 | 1,181,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,765,000 | 12,050,000 | 12,414,000 | 12,537,000 |
| Total capital | 12,648,000 | 13,013,000 | 13,445,000 | 13,443,000 |
| Risk-weighted assets | 108,136,000 | 109,893,000 | 112,668,000 | 114,815,000 |