Call reports 2001
BANK OF COMMERCE — 2001
What BANK OF COMMERCE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 91,471,000 | 89,212,000 | 89,854,000 | 92,949,000 |
| Total loans | 58,768,000 | 60,089,000 | 60,991,000 | 61,812,000 |
| Allowance for loan losses | 710,000 | 754,000 | 500,000 | 556,000 |
| Securities available for sale | 4,383,000 | 3,642,000 | 3,404,000 | 3,327,000 |
| Securities held to maturity | 3,655,000 | 3,053,000 | 3,277,000 | 4,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,346,000 | 79,977,000 | 80,704,000 | 83,628,000 |
| Interest-bearing deposits | 70,629,000 | 69,094,000 | 69,209,000 | 70,650,000 |
| Noninterest-bearing deposits | 11,717,000 | 10,883,000 | 11,495,000 | 12,978,000 |
| Equity capital | 5,631,000 | 5,695,000 | 5,669,000 | 5,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,724,000 | 3,474,000 | 5,119,000 | 6,741,000 |
| Interest expense | 920,000 | 1,825,000 | 2,655,000 | 3,401,000 |
| Net interest income | 804,000 | 1,649,000 | 2,464,000 | 3,340,000 |
| Noninterest income | 174,000 | 370,000 | 552,000 | 787,000 |
| Noninterest expense | 790,000 | 1,582,000 | 2,396,000 | 3,301,000 |
| Provision for loan losses | 45,000 | 95,000 | 340,000 | 405,000 |
| Pretax income | 143,000 | 342,000 | 280,000 | 430,000 |
| Income tax | 53,000 | 128,000 | 105,000 | 161,000 |
| Net income | 90,000 | 214,000 | 175,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,631,000 | 5,695,000 | 5,617,000 | 5,851,000 |
| Total capital | 6,370,000 | 6,433,000 | 6,169,000 | 6,407,000 |
| Risk-weighted assets | 58,369,000 | 59,025,000 | 60,953,000 | 60,978,000 |