Call report 2002Q4
GUARANTY BANK — 2002Q4
The 22 measures GUARANTY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 196,777,000 | USD | evidence → |
| Total loans | 165,492,000 | USD | evidence → |
| Allowance for loan losses | 2,242,000 | USD | evidence → |
| Securities available for sale | 3,212,000 | USD | evidence → |
| Securities held to maturity | 836,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,175,000 | USD | evidence → |
| Interest-bearing deposits | 146,534,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,641,000 | USD | evidence → |
| Equity capital | 24,350,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,855,000 | USD | evidence → |
| Interest expense | 3,675,000 | USD | evidence → |
| Net interest income | 9,180,000 | USD | evidence → |
| Noninterest income | 2,434,000 | USD | evidence → |
| Noninterest expense | 8,467,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 3,067,000 | USD | evidence → |
| Income tax | 814,000 | USD | evidence → |
| Net income | 2,253,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,373,000 | USD | evidence → |
| Total capital | 26,444,000 | USD | evidence → |
| Risk-weighted assets | 165,500,000 | USD | evidence → |