Call reports 2001
GUARANTY BANK — 2001
What GUARANTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 256,028,000 | 254,576,000 | 234,223,000 | 224,906,000 |
| Total loans | 197,219,000 | 192,559,000 | 176,192,000 | 180,091,000 |
| Allowance for loan losses | 2,512,000 | 2,578,000 | 2,565,000 | 2,512,000 |
| Securities available for sale | 26,133,000 | 30,195,000 | 20,736,000 | 20,566,000 |
| Securities held to maturity | 1,165,000 | 1,113,000 | 1,004,000 | 970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,987,000 | 227,007,000 | 210,754,000 | 200,632,000 |
| Interest-bearing deposits | 206,648,000 | 207,001,000 | 189,401,000 | 178,523,000 |
| Noninterest-bearing deposits | 19,339,000 | 20,006,000 | 21,353,000 | 22,109,000 |
| Equity capital | 21,350,000 | 21,426,000 | 21,633,000 | 21,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,105,000 | 9,674,000 | 13,879,000 | 17,642,000 |
| Interest expense | 2,808,000 | 5,441,000 | 7,649,000 | 9,275,000 |
| Net interest income | 2,297,000 | 4,233,000 | 6,230,000 | 8,367,000 |
| Noninterest income | 543,000 | 1,102,000 | 1,682,000 | 2,390,000 |
| Noninterest expense | 2,313,000 | 4,601,000 | 6,926,000 | 9,156,000 |
| Provision for loan losses | 150,000 | 225,000 | 300,000 | 334,000 |
| Pretax income | 377,000 | 509,000 | 689,000 | 1,270,000 |
| Income tax | 86,000 | 90,000 | 110,000 | 267,000 |
| Net income | 291,000 | 419,000 | 579,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,040,000 | 22,067,000 | 22,222,000 | 22,541,000 |
| Total capital | 24,542,000 | 24,637,000 | 24,517,000 | 24,818,000 |
| Risk-weighted assets | 200,121,000 | 205,587,000 | 183,305,000 | 181,944,000 |