Call reports 2026
ADAMS BANK & TRUST — 2026
What ADAMS BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,328,835,000 | 1,291,499,000 |
| Total loans | 897,857,000 | 916,775,000 |
| Allowance for loan losses | 11,611,000 | 11,969,000 |
| Securities available for sale | 32,636,000 | 38,864,000 |
| Securities held to maturity | 198,968,000 | 184,234,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,133,476,000 | 1,098,142,000 |
| Interest-bearing deposits | 950,240,000 | 916,916,000 |
| Noninterest-bearing deposits | 183,236,000 | 181,226,000 |
| Equity capital | 180,952,000 | 182,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 20,678,000 | 41,165,000 |
| Interest expense | 5,401,000 | 10,640,000 |
| Net interest income | 15,277,000 | 30,525,000 |
| Noninterest income | 1,557,000 | 3,356,000 |
| Noninterest expense | 10,692,000 | 21,755,000 |
| Provision for loan losses | 478,000 | 878,000 |
| Pretax income | 5,758,000 | 10,959,000 |
| Income tax | 1,081,000 | 2,228,000 |
| Net income | 4,677,000 | 8,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 183,233,000 | 184,812,000 |