Call reports 2024
ADAMS BANK & TRUST — 2024
What ADAMS BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,400,332,000 | 1,390,871,000 | 1,403,340,000 | 1,391,200,000 |
| Total loans | 845,977,000 | 854,945,000 | 847,551,000 | 857,628,000 |
| Allowance for loan losses | 12,298,000 | 11,733,000 | 11,900,000 | 12,197,000 |
| Securities available for sale | 3,264,000 | 5,250,000 | 3,363,000 | 7,165,000 |
| Securities held to maturity | 409,465,000 | 387,647,000 | 373,679,000 | 344,823,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,147,625,000 | 1,134,307,000 | 1,155,761,000 | 1,151,431,000 |
| Interest-bearing deposits | 955,118,000 | 958,918,000 | 981,429,000 | 948,380,000 |
| Noninterest-bearing deposits | 192,507,000 | 175,389,000 | 174,332,000 | 203,051,000 |
| Equity capital | 158,395,000 | 161,678,000 | 164,924,000 | 161,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 23,497,000 | 46,752,000 | 69,518,000 | 92,661,000 |
| Interest expense | 9,068,000 | 17,998,000 | 26,696,000 | 34,520,000 |
| Net interest income | 14,429,000 | 28,754,000 | 42,822,000 | 58,141,000 |
| Noninterest income | 1,636,000 | 2,983,000 | 4,421,000 | 5,998,000 |
| Noninterest expense | 10,010,000 | 19,871,000 | 30,127,000 | 40,822,000 |
| Provision for loan losses | 407,000 | 1,961,000 | 2,613,000 | 2,613,000 |
| Pretax income | 5,490,000 | 9,654,000 | 13,652,000 | 13,037,000 |
| Income tax | 861,000 | 1,722,000 | 2,562,000 | 2,495,000 |
| Net income | 4,629,000 | 7,932,000 | 11,090,000 | 10,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,060,000 | 163,363,000 | 166,522,000 | 165,973,000 |