Call reports 2023
ADAMS BANK & TRUST — 2023
What ADAMS BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,267,047,000 | 1,315,805,000 | 1,412,028,000 | 1,433,118,000 |
| Total loans | 776,585,000 | 807,710,000 | 849,573,000 | 865,922,000 |
| Allowance for loan losses | 11,008,000 | 10,941,000 | 11,101,000 | 12,312,000 |
| Securities available for sale | 3,336,000 | 3,320,000 | 1,231,000 | 3,208,000 |
| Securities held to maturity | 412,625,000 | 409,582,000 | 409,448,000 | 409,417,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,048,274,000 | 1,069,114,000 | 1,158,605,000 | 1,178,676,000 |
| Interest-bearing deposits | 824,765,000 | 864,488,000 | 950,831,000 | 966,367,000 |
| Noninterest-bearing deposits | 223,509,000 | 204,626,000 | 207,774,000 | 212,309,000 |
| Equity capital | 123,098,000 | 142,621,000 | 149,462,000 | 153,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 19,136,000 | 39,844,000 | 62,270,000 | 85,763,000 |
| Interest expense | 4,756,000 | 11,055,000 | 19,104,000 | 27,951,000 |
| Net interest income | 14,380,000 | 28,789,000 | 43,166,000 | 57,812,000 |
| Noninterest income | 1,693,000 | 3,521,000 | 5,331,000 | 6,984,000 |
| Noninterest expense | 9,870,000 | 20,064,000 | 30,838,000 | 41,160,000 |
| Provision for loan losses | 227,000 | 209,000 | 469,000 | 1,605,000 |
| Pretax income | 5,748,000 | 11,407,000 | 15,965,000 | 21,357,000 |
| Income tax | 1,127,000 | 2,253,000 | 3,198,000 | 4,331,000 |
| Net income | 4,621,000 | 9,154,000 | 12,767,000 | 17,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,552,000 | 145,085,000 | 151,696,000 | 155,955,000 |