Call reports 2022
ADAMS BANK & TRUST — 2022
What ADAMS BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,215,008,000 | 1,253,187,000 | 1,272,149,000 | 1,287,359,000 |
| Total loans | 732,543,000 | 765,929,000 | 772,850,000 | 784,106,000 |
| Allowance for loan losses | 13,192,000 | 13,345,000 | 13,531,000 | 13,651,000 |
| Securities available for sale | 4,129,000 | 3,801,000 | 3,639,000 | 3,491,000 |
| Securities held to maturity | 380,567,000 | 405,817,000 | 414,386,000 | 411,737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,072,349,000 | 1,068,928,000 | 1,078,604,000 | 1,069,641,000 |
| Interest-bearing deposits | 841,208,000 | 830,130,000 | 857,403,000 | 837,531,000 |
| Noninterest-bearing deposits | 231,141,000 | 238,798,000 | 221,201,000 | 232,110,000 |
| Equity capital | 111,559,000 | 115,000,000 | 119,116,000 | 122,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,499,000 | 28,442,000 | 45,381,000 | 64,003,000 |
| Interest expense | 802,000 | 1,815,000 | 3,587,000 | 6,737,000 |
| Net interest income | 12,697,000 | 26,627,000 | 41,794,000 | 57,266,000 |
| Noninterest income | 1,898,000 | 3,988,000 | 5,623,000 | 7,151,000 |
| Noninterest expense | 8,879,000 | 18,207,000 | 27,752,000 | 37,845,000 |
| Provision for loan losses | 233,000 | 509,000 | 784,000 | 909,000 |
| Pretax income | 5,483,000 | 11,899,000 | 18,881,000 | 25,663,000 |
| Income tax | 1,063,000 | 2,534,000 | 4,024,000 | 5,615,000 |
| Net income | 4,420,000 | 9,365,000 | 14,857,000 | 20,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,827,000 | 115,522,000 | 119,763,000 | 123,704,000 |
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