Call reports 2021
ADAMS BANK & TRUST — 2021
What ADAMS BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,097,413,000 | 1,104,657,000 | 1,124,302,000 | 1,181,623,000 |
| Total loans | 741,964,000 | 756,050,000 | 757,092,000 | 747,493,000 |
| Allowance for loan losses | 12,795,000 | 12,874,000 | 13,002,000 | 12,996,000 |
| Securities available for sale | 2,375,000 | 4,408,000 | 4,414,000 | 4,381,000 |
| Securities held to maturity | 69,032,000 | 120,484,000 | 187,411,000 | 294,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 967,540,000 | 971,871,000 | 988,592,000 | 1,040,636,000 |
| Interest-bearing deposits | 733,304,000 | 755,667,000 | 784,218,000 | 820,678,000 |
| Noninterest-bearing deposits | 234,236,000 | 216,204,000 | 204,374,000 | 219,958,000 |
| Equity capital | 99,960,000 | 102,151,000 | 105,061,000 | 108,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,811,000 | 21,877,000 | 34,545,000 | 49,327,000 |
| Interest expense | 1,007,000 | 1,928,000 | 2,794,000 | 3,615,000 |
| Net interest income | 9,804,000 | 19,949,000 | 31,751,000 | 45,712,000 |
| Noninterest income | 2,376,000 | 4,782,000 | 6,922,000 | 9,381,000 |
| Noninterest expense | 7,807,000 | 16,146,000 | 24,492,000 | 34,148,000 |
| Provision for loan losses | 233,000 | 298,000 | 338,000 | 338,000 |
| Pretax income | 3,495,000 | 7,832,000 | 13,050,000 | 19,174,000 |
| Income tax | 520,000 | 1,345,000 | 2,427,000 | 3,753,000 |
| Net income | 2,975,000 | 6,487,000 | 10,623,000 | 15,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,960,000 | 102,222,000 | 105,109,000 | 108,657,000 |