Call reports 2020
ADAMS BANK & TRUST — 2020
What ADAMS BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 846,119,000 | 949,064,000 | 975,328,000 | 1,031,773,000 |
| Total loans | 733,753,000 | 779,707,000 | 777,459,000 | 742,061,000 |
| Allowance for loan losses | 11,807,000 | 12,123,000 | 12,278,000 | 12,567,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,475,000 | 13,632,000 | 22,500,000 | 53,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 721,367,000 | 823,076,000 | 848,510,000 | 902,353,000 |
| Interest-bearing deposits | 575,981,000 | 643,198,000 | 668,471,000 | 679,566,000 |
| Noninterest-bearing deposits | 145,386,000 | 179,878,000 | 180,039,000 | 222,787,000 |
| Equity capital | 93,967,000 | 94,739,000 | 96,569,000 | 99,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,707,000 | 21,118,000 | 31,963,000 | 42,576,000 |
| Interest expense | 1,632,000 | 2,966,000 | 4,215,000 | 5,380,000 |
| Net interest income | 9,075,000 | 18,152,000 | 27,748,000 | 37,196,000 |
| Noninterest income | 1,499,000 | 3,486,000 | 5,691,000 | 8,430,000 |
| Noninterest expense | 7,289,000 | 14,231,000 | 21,826,000 | 30,143,000 |
| Provision for loan losses | 324,000 | 676,000 | 1,027,000 | 1,192,000 |
| Pretax income | 2,961,000 | 6,731,000 | 10,586,000 | 14,309,000 |
| Income tax | 452,000 | 1,200,000 | 1,975,000 | 2,782,000 |
| Net income | 2,509,000 | 5,531,000 | 8,611,000 | 11,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,967,000 | 94,739,000 | 96,569,000 | 99,235,000 |