Call reports 2019
ADAMS BANK & TRUST — 2019
What ADAMS BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 788,218,000 | 799,985,000 | 825,247,000 | 839,145,000 |
| Total loans | 698,948,000 | 727,374,000 | 747,280,000 | 740,911,000 |
| Allowance for loan losses | 10,863,000 | 11,092,000 | 11,376,000 | 11,512,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,538,000 | 21,666,000 | 20,474,000 | 17,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,706,000 | 673,882,000 | 698,472,000 | 715,181,000 |
| Interest-bearing deposits | 548,753,000 | 544,101,000 | 559,509,000 | 564,956,000 |
| Noninterest-bearing deposits | 127,953,000 | 129,781,000 | 138,963,000 | 150,225,000 |
| Equity capital | 87,218,000 | 88,434,000 | 91,103,000 | 92,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,463,000 | 21,241,000 | 32,453,000 | 43,465,000 |
| Interest expense | 1,771,000 | 3,657,000 | 5,589,000 | 7,386,000 |
| Net interest income | 8,692,000 | 17,584,000 | 26,864,000 | 36,079,000 |
| Noninterest income | 1,458,000 | 3,177,000 | 4,788,000 | 6,362,000 |
| Noninterest expense | 6,918,000 | 14,016,000 | 20,933,000 | 28,196,000 |
| Provision for loan losses | 403,000 | 806,000 | 1,109,000 | 1,109,000 |
| Pretax income | 2,829,000 | 5,939,000 | 9,610,000 | 13,136,000 |
| Income tax | 365,000 | 1,009,000 | 1,760,000 | 2,432,000 |
| Net income | 2,464,000 | 4,930,000 | 7,850,000 | 10,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,218,000 | 88,434,000 | 91,103,000 | 92,708,000 |
| Total capital | 96,145,000 | 97,687,000 | 100,559,000 | 102,201,000 |
| Risk-weighted assets | 712,192,000 | 738,369,000 | 754,534,000 | 757,452,000 |