Call reports 2018
ADAMS BANK & TRUST — 2018
What ADAMS BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 731,131,000 | 772,035,000 | 786,374,000 | 780,385,000 |
| Total loans | 670,553,000 | 700,725,000 | 712,396,000 | 705,003,000 |
| Allowance for loan losses | 10,290,000 | 10,826,000 | 10,848,000 | 10,539,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,102,000 | 28,695,000 | 27,117,000 | 26,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,066,000 | 631,151,000 | 649,157,000 | 664,581,000 |
| Interest-bearing deposits | 507,456,000 | 512,332,000 | 525,081,000 | 525,221,000 |
| Noninterest-bearing deposits | 125,610,000 | 118,819,000 | 124,076,000 | 139,360,000 |
| Equity capital | 83,247,000 | 85,501,000 | 83,838,000 | 86,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,251,000 | 19,062,000 | 29,422,000 | 39,914,000 |
| Interest expense | 1,153,000 | 2,501,000 | 4,203,000 | 5,968,000 |
| Net interest income | 8,098,000 | 16,561,000 | 25,219,000 | 33,946,000 |
| Noninterest income | 1,488,000 | 3,085,000 | 4,713,000 | 6,151,000 |
| Noninterest expense | 6,291,000 | 12,718,000 | 19,196,000 | 26,349,000 |
| Provision for loan losses | 504,000 | 1,050,000 | 1,588,000 | 1,588,000 |
| Pretax income | 2,791,000 | 5,878,000 | 9,148,000 | 12,160,000 |
| Income tax | 346,000 | 929,000 | 1,612,000 | 2,208,000 |
| Net income | 2,445,000 | 4,949,000 | 7,536,000 | 9,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,247,000 | 85,501,000 | 83,838,000 | 86,004,000 |
| Total capital | 91,776,000 | 94,316,000 | 92,782,000 | 94,872,000 |
| Risk-weighted assets | 680,540,000 | 703,217,000 | 713,585,000 | 707,795,000 |