Call reports 2017
ADAMS BANK & TRUST — 2017
What ADAMS BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 700,423,000 | 734,937,000 | 749,656,000 | 736,916,000 |
| Total loans | 628,673,000 | 666,951,000 | 682,551,000 | 674,648,000 |
| Allowance for loan losses | 10,328,000 | 10,628,000 | 10,592,000 | 9,997,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,405,000 | 35,129,000 | 30,707,000 | 29,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 595,819,000 | 600,172,000 | 606,538,000 | 632,495,000 |
| Interest-bearing deposits | 478,489,000 | 482,975,000 | 489,332,000 | 503,150,000 |
| Noninterest-bearing deposits | 117,330,000 | 117,197,000 | 117,206,000 | 129,345,000 |
| Equity capital | 78,268,000 | 78,904,000 | 80,022,000 | 81,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,366,000 | 17,030,000 | 26,223,000 | 36,063,000 |
| Interest expense | 883,000 | 1,855,000 | 2,943,000 | 4,041,000 |
| Net interest income | 7,483,000 | 15,175,000 | 23,280,000 | 32,022,000 |
| Noninterest income | 1,540,000 | 3,224,000 | 4,879,000 | 6,482,000 |
| Noninterest expense | 6,083,000 | 12,559,000 | 18,744,000 | 25,375,000 |
| Provision for loan losses | 312,000 | 532,000 | 665,000 | 665,000 |
| Pretax income | 2,628,000 | 5,308,000 | 8,750,000 | 12,470,000 |
| Income tax | 633,000 | 1,427,000 | 2,501,000 | 3,941,000 |
| Net income | 1,995,000 | 3,881,000 | 6,249,000 | 8,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,268,000 | 78,904,000 | 80,022,000 | 81,052,000 |
| Total capital | 86,268,000 | 87,447,000 | 88,683,000 | 89,597,000 |
| Risk-weighted assets | 637,704,000 | 681,384,000 | 690,989,000 | 682,144,000 |