Call reports 2016
ADAMS BANK & TRUST — 2016
What ADAMS BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 653,973,000 | 686,206,000 | 705,705,000 | 704,228,000 |
| Total loans | 574,929,000 | 609,668,000 | 628,663,000 | 625,437,000 |
| Allowance for loan losses | 8,351,000 | 8,708,000 | 9,058,000 | 9,014,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 48,949,000 | 43,902,000 | 40,866,000 | 36,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,095,000 | 573,270,000 | 588,902,000 | 608,005,000 |
| Interest-bearing deposits | 444,146,000 | 460,156,000 | 473,933,000 | 481,913,000 |
| Noninterest-bearing deposits | 106,949,000 | 113,114,000 | 114,969,000 | 126,092,000 |
| Equity capital | 71,025,000 | 72,678,000 | 74,499,000 | 76,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,780,000 | 15,742,000 | 23,943,000 | 32,331,000 |
| Interest expense | 853,000 | 1,754,000 | 2,689,000 | 3,574,000 |
| Net interest income | 6,927,000 | 13,988,000 | 21,254,000 | 28,757,000 |
| Noninterest income | 1,271,000 | 2,803,000 | 4,317,000 | 5,849,000 |
| Noninterest expense | 5,439,000 | 11,034,000 | 16,621,000 | 22,234,000 |
| Provision for loan losses | 260,000 | 520,000 | 780,000 | 940,000 |
| Pretax income | 2,499,000 | 5,242,000 | 8,175,000 | 11,437,000 |
| Income tax | 563,000 | 1,403,000 | 2,265,000 | 3,253,000 |
| Net income | 1,936,000 | 3,839,000 | 5,910,000 | 8,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,025,000 | 72,678,000 | 74,499,000 | 76,523,000 |
| Total capital | 78,428,000 | 80,479,000 | 82,481,000 | 84,425,000 |
| Risk-weighted assets | 591,307,000 | 623,200,000 | 637,510,000 | 631,071,000 |