Call reports 2015
ADAMS BANK & TRUST — 2015
What ADAMS BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 638,907,000 | 647,977,000 | 667,360,000 | 671,079,000 |
| Total loans | 539,052,000 | 566,664,000 | 583,434,000 | 573,198,000 |
| Allowance for loan losses | 7,344,000 | 7,736,000 | 8,068,000 | 8,074,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 55,037,000 | 49,775,000 | 49,678,000 | 49,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,545,000 | 532,805,000 | 536,016,000 | 568,206,000 |
| Interest-bearing deposits | 429,512,000 | 426,193,000 | 426,040,000 | 453,291,000 |
| Noninterest-bearing deposits | 107,033,000 | 106,612,000 | 109,976,000 | 114,915,000 |
| Equity capital | 72,941,000 | 74,539,000 | 76,334,000 | 73,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,328,000 | 14,883,000 | 22,728,000 | 30,653,000 |
| Interest expense | 827,000 | 1,657,000 | 2,502,000 | 3,355,000 |
| Net interest income | 6,501,000 | 13,226,000 | 20,226,000 | 27,298,000 |
| Noninterest income | 1,269,000 | 2,769,000 | 4,303,000 | 5,852,000 |
| Noninterest expense | 4,770,000 | 9,997,000 | 15,361,000 | 20,955,000 |
| Provision for loan losses | 480,000 | 875,000 | 1,155,000 | 1,155,000 |
| Pretax income | 2,520,000 | 5,123,000 | 8,013,000 | 11,040,000 |
| Income tax | 578,000 | 1,333,000 | 2,178,000 | 2,950,000 |
| Net income | 1,942,000 | 3,790,000 | 5,835,000 | 8,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,941,000 | 74,539,000 | 76,334,000 | 73,339,000 |
| Total capital | 80,031,000 | 81,860,000 | 83,853,000 | 80,745,000 |
| Risk-weighted assets | 566,952,000 | 585,300,000 | 600,988,000 | 591,838,000 |