Call reports 2014
ADAMS BANK & TRUST — 2014
What ADAMS BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 606,236,000 | 624,587,000 | 628,944,000 | 664,052,000 |
| Total loans | 498,990,000 | 527,070,000 | 538,412,000 | 538,265,000 |
| Allowance for loan losses | 6,314,000 | 6,420,000 | 6,740,000 | 6,931,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 54,769,000 | 55,318,000 | 55,811,000 | 55,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,318,000 | 504,524,000 | 524,239,000 | 568,078,000 |
| Interest-bearing deposits | 395,740,000 | 395,506,000 | 405,899,000 | 445,301,000 |
| Noninterest-bearing deposits | 113,578,000 | 109,018,000 | 118,341,000 | 122,777,000 |
| Equity capital | 70,310,000 | 71,970,000 | 73,864,000 | 71,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,848,000 | 14,072,000 | 21,783,000 | 29,297,000 |
| Interest expense | 750,000 | 1,534,000 | 2,346,000 | 3,209,000 |
| Net interest income | 6,098,000 | 12,538,000 | 19,437,000 | 26,088,000 |
| Noninterest income | 1,090,000 | 2,648,000 | 3,803,000 | 5,078,000 |
| Noninterest expense | 5,269,000 | 9,810,000 | 14,713,000 | 20,057,000 |
| Provision for loan losses | 324,000 | 520,000 | 680,000 | 1,040,000 |
| Pretax income | 1,558,000 | 4,819,000 | 7,810,000 | 10,032,000 |
| Income tax | 413,000 | 1,265,000 | 2,112,000 | 2,699,000 |
| Net income | 1,145,000 | 3,554,000 | 5,698,000 | 7,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,310,000 | 71,970,000 | 73,864,000 | 71,249,000 |
| Total capital | 76,624,000 | 78,390,000 | 80,604,000 | 78,180,000 |
| Risk-weighted assets | 510,917,000 | 536,986,000 | 546,029,000 | 556,385,000 |