Call reports 2013
ADAMS BANK & TRUST — 2013
What ADAMS BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 578,721,000 | 575,261,000 | 599,326,000 | 603,672,000 |
| Total loans | 447,331,000 | 484,901,000 | 502,341,000 | 500,811,000 |
| Allowance for loan losses | 6,227,000 | 6,239,000 | 6,147,000 | 5,993,000 |
| Securities available for sale | 7,016,000 | 1,965,000 | 1,959,000 | 1,949,000 |
| Securities held to maturity | 49,805,000 | 51,284,000 | 53,054,000 | 53,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,394,000 | 467,535,000 | 474,301,000 | 496,644,000 |
| Interest-bearing deposits | 370,253,000 | 366,539,000 | 366,793,000 | 381,398,000 |
| Noninterest-bearing deposits | 113,141,000 | 100,996,000 | 107,508,000 | 115,246,000 |
| Equity capital | 70,536,000 | 71,499,000 | 72,443,000 | 69,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,378,000 | 13,291,000 | 20,307,000 | 27,458,000 |
| Interest expense | 734,000 | 1,467,000 | 2,206,000 | 2,944,000 |
| Net interest income | 5,644,000 | 11,824,000 | 18,101,000 | 24,514,000 |
| Noninterest income | 1,181,000 | 2,366,000 | 3,589,000 | 4,829,000 |
| Noninterest expense | 4,378,000 | 9,267,000 | 14,395,000 | 19,692,000 |
| Provision for loan losses | 240,000 | 300,000 | 615,000 | 735,000 |
| Pretax income | 2,207,000 | 4,623,000 | 6,680,000 | 8,916,000 |
| Income tax | 589,000 | 1,263,000 | 1,921,000 | 2,474,000 |
| Net income | 1,618,000 | 3,360,000 | 4,759,000 | 6,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,542,000 | 71,499,000 | 72,443,000 | 69,365,000 |
| Total capital | 76,301,000 | 77,672,000 | 78,590,000 | 75,358,000 |
| Risk-weighted assets | 460,222,000 | 493,797,000 | 512,818,000 | 513,475,000 |